Florida Investor Mortgages
DSCR Loans in Florida
Qualify for investment property financing in Florida based strictly on rental income cash flow. No tax returns, W-2s, or personal income verification required.
Key DSCR Underwriting Guidelines for Florida
- Top Investor Markets: We fund long-term and short-term rentals across key Florida hubs, including Tampa, Orlando, Jacksonville, Miami.
- Local Property Tax Benchmark: Estimated average property tax rate of 0.98% is pre-loaded into our Florida PITI calculator.
- Short-Term Rental Qualification: High (Premier national STR & Airbnb state).
- Vesting Flexibility: Florida LLC or Series LLC vesting widely used.
- Flexible Loan Limits: Minimum loan amounts down to $50,000 up to multi-million dollar portfolios, with 15% down options available.
Florida Underwriting Calculator
Calculate Your FL DSCR Payment
Calculated DSCR Ratio
1.18
Qualifies
Principal & Interest$2,029
Florida Taxes$0
Hazard Insurance$0
HOA Fees$0
Total Monthly PITI$0
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